South West · Non-metropolitan district

North Devon

2026/27 view

North Devon · ONS E07000043

Financial position as at 2026/27 Q1 quarter end

COUNCIL AT A GLANCE

Who runs the council and its current position

20/ 100
COUNCILMETRICS FINANCIAL HEALTH SCORE

Significant pressure

Compared only with non-metropolitan district councils using central government returns.

164 councils in peer group Rank 152 of 164 High confidence 2024/25 outturn · 2026/27 Q1 debt How this is calculated
Reserves cover12
Debt burden44
Liquidity12
Debt direction4
YEAR-ON-YEAR CONTEXT Change from the previous reported period Each measure uses its own official reporting timetable.
Net debt £20.58m 2026/27 Q1 vs 2025/26 Q4
+£5.13m 33.2%
Service expenditure £12.94m 2024/25 vs 2023/24
+£4.03m 45.3%
Unallocated reserves £1.24m 2024/25 vs 2023/24
£0.00 0.0%
FIVE-YEAR FINANCIAL TREND

How this council's finances have changed

Official annual outturn. Each line uses its own scale so direction remains easy to read.

Through 2024/25
Service expenditure £12.94m
5.7%
2020/21: £13.73m 2021/22: £8.39m 2022/23: £8.45m 2023/24: £8.91m 2024/25: £12.94m
Net revenue expenditure £19.58m
21.2%
2020/21: £24.85m 2021/22: £13.51m 2022/23: £14.39m 2023/24: £17.69m 2024/25: £19.58m
Council Tax requirement £10.79m
21.4%
2020/21: £8.89m 2021/22: £9.09m 2022/23: £9.56m 2023/24: £10.05m 2024/25: £10.79m
Unallocated reserves £1.24m
2.2%
2020/21: £1.21m 2021/22: £1.21m 2022/23: £1.27m 2023/24: £1.24m 2024/25: £1.24m
COUNCILMETRICS COMMUNITY SCORE Share your experience 0 of 25 responses collected before results are published
Score this council
WASTE & RECYCLING

What happens to household waste?

Official Defra measures for North Devon, with like-for-like comparison against collection authorities.

2024/25
44.9%recycled
Household recycling rate

Recycling rate fell

0.9 percentage points vs 2023/24
66 of 196 peer authorities Peer median 42.1%
Residual waste424.4 kgper household+3.8 kg year on year
Waste collected375.4 kgper resident−0.8 kg year on year
Household waste38,044tonnes collected17,079 tonnes recycled
WHERE HOUSEHOLD WASTE WENT

Recycled versus residual waste

17,079 t recycled, composted or reused 20,966 t not recycled
RECYCLING RATE TREND

10 years of official data

44.9%
2015/16: 44.5%2016/17: 44.5%2017/18: 45.5%2018/19: 45.6%2019/20: 49.5%2020/21: 49.4%2021/22: 48.2%2022/23: 45.6%2023/24: 45.8%2024/25: 44.9%
2015/162024/25
Official Defra waste statistics · Annual local-authority return · Figures may not sum exactly because of published rounding.View source
EDUCATION

Schools and education

Schools, pupil numbers and latest education outcomes across North Devon.

2024/25
SCHOOLS & PUPILS

Education at a glance

Explore schools
59 Open schools
14,390 Pupils
16,867 School places
85.3% Capacity utilisation
ATTAINMENT & OUTCOMES

Key Stage 4

Published outcomes for pupils living in North Devon.

Attainment 8
45.9
South West 46.2
England 46.1
0.2 points below England
English & maths grade 5+
47.9%
South West 46.2%
England 45.4%
2.5 percentage points above England
EBacc entry
38.3%
South West 33.0%
England 40.5%
2.2 percentage points below England
PROGRESS

Progress 8

-0.05

Latest published Progress 8 score, 2023/24.

A score of 0 represents the national average.
TREND

Attainment 8 over time

44.7 18/19
46.8 19/20
47.5 20/21
47.1 21/22
44.0 22/23
45.4 23/24
45.9 24/25
Education context

North Devon's latest Key Stage 4 outcomes show a mixed picture when compared with South West and England.

Department for Education · Key Stage 4 performance · Pupil residency
HOUSING & AFFORDABILITY

Housing costs and local earnings

House prices and affordability for North Devon, based on the earnings of local residents.

2025
Median house price
£295,000
+ 14.1% over five years
Median resident earnings
£32,682
+ 32.5% over five years
PRIVATE RENTING

Average monthly private rent

Typical private rental cost across all property types in North Devon.

£845 / month
-0.1% in the last year
July 2026
North Devon
£845
-0.1%
South West
£1,236
+ 4.5%
England
£1,451
+ 3.8%
Compared with South West £391 less per month
Compared with England £606 less per month
HOW DOES IT COMPARE?

Housing affordability

Median house price as a multiple of median resident earnings. Lower is more affordable.

North Devon
9.03×
South West
8.26×
England
7.64×
Compared with South West Less affordable
Compared with England Less affordable
Source: Office for National Statistics · Housing affordability in England and Wales · House prices year ending September · Residence-based earnings
PLANNING & HOUSING DELIVERY

Is development moving through the system?

Quarterly planning decisions and the government's latest three-year Housing Delivery Test.

2026 Q1
Applications received187this quarter+3 vs 2025 Q4
Applications decided197this quarter−32 vs 2025 Q4
Outstanding applications—at quarter end
94.9%approved
Overall approval rate187 granted10 refused+0.2 pts vs previous quarter
DECISION TIMELINESS

Decisions made within time

95.9%
Rank 80 of 294 reporting authoritiesNational median 92.5%

1.0 percentage points lower than 2025 Q4

APPLICATION MIX

Performance by development type

TypeDecisionsApprovedIn time Major887.5%100.0% Minor9191.2%96.7% Other9899.0%94.9%
QUARTERLY FLOW

Applications through the system

Last 8 quarters
2024 Q2: 2012024 Q3: 2192024 Q4: 2002025 Q1: 2602025 Q2: 2792025 Q3: 2602025 Q4: 1842026 Q1: 1872024 Q2: 2052024 Q3: 1962024 Q4: 1942025 Q1: 2212025 Q2: 2382025 Q3: 2752025 Q4: 2292026 Q1: 197
HOUSING DELIVERY TEST

Homes delivered against requirement

122%
Required2,212homes over three years
Delivered2,698homes over three years
100% requirement
No consequenceHDT 2025 government assessment
CRIME & POLICING

Police-recorded crime

Latest police-recorded crime figures for North Devon, excluding fraud.

Year ending Mar 2026
Recorded offences 9,458 Total police-recorded crime excluding fraud
Crime rate 55.3 offences per 1,000 residents
Annual change + 0.1% compared with the previous year
HOW DOES IT COMPARE?

Recorded crime rate

Offences per 1,000 residents
North Devon Your council
55.3 + 0.1%
South West Region
73.5 + 1.3%
England National
83.4 − 1.5%

North Devon has a recorded crime rate 24.8% below South West. It is 33.7% below the England rate.

OFFENCE PROFILE

Recorded crime by category

Devon and Cornwall
Violence 4,211
24.6 per 1,000 − 0.2%
Theft 2,275
13.3 per 1,000 + 7.9%
Public order 764
4.5 per 1,000 + 4.1%
Criminal damage 986
5.8 per 1,000 − 10.1%
Shoplifting 940
5.5 per 1,000 + 5.1%
Vehicle offences 188
1.1 per 1,000 + 31.5%
Burglary 310
1.8 per 1,000 − 4.0%
Drug offences 247
1.4 per 1,000 − 31.6%
Crime figures cover the North Devon Community Safety Partnership, including North Devon, Torridge.
ONS / Home Office · Police-recorded crime · Community Safety Partnership data
SCHOOLS & OFSTED

Schools and inspection outcomes

Open schools, pupil numbers and the latest published Ofsted inspection position for North Devon.

59 schools
Open schools 59
Pupils 14,390
School places 16,867
Capacity used 85.3%
Primary 47 schools
7,562 pupils
Other / specialist 6 schools
1,020 pupils
Secondary 6 schools
5,808 pupils
CURRENT POSITION

Inspection coverage

Latest Ofsted management information
Renewed framework 4
6.8% of open schools
Previous full framework 34
57.6% of open schools
Ungraded inspection 17
28.8% of open schools
No Ofsted record 3
5.1% of open schools
No published outcome 1
1.7% of open schools
RENEWED FRAMEWORK

Latest inspection standards

4 schools assessed
Achievement 4 assessed
Expected standard 3
Strong standard 1
Attendance & behaviour 4 assessed
Expected standard 3
Strong standard 1
Curriculum & teaching 4 assessed
Expected standard 3
Strong standard 1
Inclusion 4 assessed
Expected standard 2
Strong standard 2
Leadership & governance 4 assessed
Expected standard 3
Strong standard 1
Personal development 4 assessed
Expected standard 2
Strong standard 2
Safeguarding 4 assessed
Met 4
PREVIOUS FRAMEWORK

Legacy Ofsted ratings

These ratings apply only to schools whose latest full inspection remains under the previous Ofsted framework. Schools assessed under the renewed framework are shown separately above.

Good 18
Requires improvement 3
Not judged 13
LOCAL SCHOOLS

School directory

View all schools
School Phase Pupils Capacity Latest Ofsted position
Ashleigh CofE Primary School URN 145810 · EX32 8LJ Primary 205 295 Good
Berrynarbor Church of England Primary School URN 150915 · EX34 9SE Primary 69 84 Good
Bishops Nympton Primary School URN 113133 · EX36 4PU Primary 80 — Not judged
Bishops Tawton Primary School URN 113134 · EX32 0AE Primary 161 168 Renewed framework
Bratton Fleming Community Primary School URN 145809 · EX31 4SB Primary 70 115 Good
Brayford Academy URN 141761 · EX32 7QJ Primary 32 49 Good
Caen Community Primary School URN 113138 · EX33 1AD Primary 328 420 Good
Chulmleigh Primary School URN 137023 · EX18 7AA Primary 226 170 Good
School information: Get Information about Schools (GIAS). Inspection information: Ofsted monthly management information. Inspection frameworks differ over time, so renewed-framework standards and previous overall effectiveness grades are shown separately.
Published expenditure£0.00No spending file imported
Revenue budget£0.00Not imported
Reported overspend£0.00Not imported outturn
Contracts00 active
Identified suppliers0Normalised entities
PEOPLE AND PLACE

Population snapshot

View full People profile
Population 101,222 2024
South West region 5,889,695
North Devon represents 1.72% of the region's population
Five-year population change
+3,897 residents ↑ 4.0%
2019: 97,325 residents2020: 97,622 residents2021: 99,398 residents2022: 100,509 residents2023: 100,664 residents2024: 101,222 residents
North Devon +4.0%
South West +4.4%
England +4.3%
Growth context

North Devon's population grew over five years. Its change was broadly in line with the South West and broadly in line with England.

2019–2024 ONS mid-year estimates
Population estimates and labour-market measures from ONS/Nomis.Official profile
BENEFITS & FINANCIAL PRESSURE

How is Universal Credit changing in North Devon?

People receiving Universal Credit and how the caseload has changed over the latest 24 months.

DWP · May 2026
PEOPLE ON UNIVERSAL CREDIT 10,766 10.6% of the 2024 resident population May 2026
CHANGE IN 12 MONTHS +7.6% +759 people
LATEST MONTHLY CHANGE 0.0% -1 since April 2026
LOCAL CONTEXT

Universal Credit recipients as a share of population

Comparison using 2024 resident population estimates.

May 2026
North Devon LOCAL AUTHORITY
10.6%
South West REGION
10.0%
England COUNTRY
12.3%
Percentage of the resident population receiving Universal Credit. This is not an unemployment rate.
24-MONTH TREND

People receiving Universal Credit

Monthly caseload recorded on the DWP Universal Credit system.

June 2024 May 2026
10,803 9,936 9,068
June 2024 May 2026
What does this measure?

Universal Credit provides financial support to people who are on a low income or out of work. These figures count people receiving Universal Credit, not households and not the number of people who are unemployed.

DWP Stat-Xplore
AIR QUALITY

How clean is the air?

Long-term particulate pollution across the council area, alongside measurements from local UK-AIR monitoring stations.

POPULATION-WEIGHTED ANNUAL MEAN

Fine particulate matter

No annual PM2.5 estimate is currently available.
LONG-TERM TREND

PM2.5 over time

Not enough annual data is available to show a trend.
CURRENT MONITORING

Latest station measurement

UK-AIR
PM2.5 8.4 µg/m³
Provisional
Last 24 hours 0.7 – 9.2 µg/m³
2026-09-22 02:00:00+01: 1.0 µg/m³ 2026-09-22 03:00:00+01: 0.8 µg/m³ 2026-09-22 04:00:00+01: 0.7 µg/m³ 2026-09-22 05:00:00+01: 0.7 µg/m³ 2026-09-22 06:00:00+01: 0.8 µg/m³ 2026-09-22 07:00:00+01: 1.5 µg/m³ 2026-09-22 08:00:00+01: 1.7 µg/m³ 2026-09-22 09:00:00+01: 1.4 µg/m³ 2026-09-22 10:00:00+01: 1.2 µg/m³ 2026-09-22 11:00:00+01: 2.5 µg/m³ 2026-09-22 12:00:00+01: 1.0 µg/m³ 2026-09-22 13:00:00+01: 2.6 µg/m³ 2026-09-22 14:00:00+01: 9.2 µg/m³ 2026-09-22 15:00:00+01: 4.9 µg/m³ 2026-09-22 16:00:00+01: 2.7 µg/m³ 2026-09-22 17:00:00+01: 2.6 µg/m³ 2026-09-22 18:00:00+01: 3.1 µg/m³ 2026-09-22 19:00:00+01: 2.6 µg/m³ 2026-09-22 20:00:00+01: 2.7 µg/m³ 2026-09-22 21:00:00+01: 3.7 µg/m³ 2026-09-22 22:00:00+01: 3.0 µg/m³ 2026-09-22 23:00:00+01: 5.3 µg/m³ 2026-09-23 00:00:00+01: 0.8 µg/m³ 2026-09-23 01:00:00+01: 8.4 µg/m³
Barnstaple A39 Automatic Urban and Rural Monitoring Network (AURN) · Urban Traffic Latest measurement: 2026-09-23 01:00:00+01

This is a measurement from an individual monitoring station and should not be interpreted as the current concentration across the whole council area.

HEALTH IMPACT

Particulate air pollution

No current OHID particulate-air-pollution mortality estimate is available.
Annual PM2.5 is Defra Pollution Climate Mapping data. Monitoring readings are station-specific UK-AIR measurements and may be provisional.
HOUSING LICENSING

HMOs and property licensing

Coverage not assessedNational HMO explorer
Licensed HMOsAwaiting registerOnly licensed properties will be counted
Register accessNot assessedNo register record available
Identifiable HMO expenditureNot identifiableNot separately described in published transactions
Inspection and enforcement dataAwaiting dataNo activity source imported yet
Coverage note

A licensed HMO register has not yet been located for this council. CouncilMetrics does not estimate HMO expenditure from broad housing or social-care descriptions.

FINANCE

How this council raises and spends money

Comparable official outturn for 2024/25, reported to central government.

MHCLG official outturn
Total service expenditure
£12.94m 2024/25 actual outturn
Net revenue expenditure
£19.58m 2024/25 actual outturn
Council Tax requirement
£10.79m 2024/25 actual outturn
Unallocated reserves
£1.24m 2024/25 actual outturn
Service expenditure per resident £128
Median for councils of the same type £166 22.8% below peer median
2024/25 SERVICE SPENDING

Where the money was spent

Net current expenditure after service income.

Actual outturn
Environmental and regulatory services Gross £15.78m · Income £5.66m
£10.12m
Central services Gross £14.74m · Income £10.70m
£4.04m
Planning and development Gross £7.11m · Income £5.75m
£1.36m
Culture and related services Gross £2.13m · Income £1.26m
£868.0k
Housing Gross £4.51m · Income £6.07m
£-1.57m
Highways and transport Gross £1.93m · Income £3.82m
£-1.89m
CORE FUNDING

Selected funding sources

Major financing lines in the central return.

Council Tax requirement£10.79m
Retained business rates£5.94m
Revenue Support Grant£248.0k
UNALLOCATED RESERVES

Financial buffer

General unallocated reserves during the year.

Opening £1.24m
Closing £1.24m
£0.00 increase during 2024/25
Ministry of Housing, Communities and Local Government · Revenue Outturn RS and RSX · values shown in pounds Official dataset
BORROWING AND INVESTMENTS

Balance-sheet position

A point-in-time view of debt and liquid investments at the end of 2026/27 Q1.

MHCLG quarterly return
Outstanding borrowing
£22.50m 2026/27 Q1 quarter end
Investments and cash
£1.93m 2026/27 Q1 quarter end
Net debt
£20.58m 2026/27 Q1 quarter end
Net debt per resident
£203 Per resident using latest population
This council's net debt per resident £203
Median for non-metropolitan district councils £95 113.5% higher than the peer median
QUARTERLY TREND

Borrowing, investments and net debt

2020/21 Q1 to 2026/27 Q1.

£5.13m quarterly increase
2020/21 Q12021/22 Q32023/24 Q12024/25 Q32026/27 Q1
Latest quarterly movement +£5.13m +33.2%
Change across the series +£51.13m Net debt since 2020/21 Q1
What changed?

Net debt increased during the quarter, with higher outstanding borrowing contributing to the movement.

BORROWING COMPOSITION

Where the borrowing sits

PWLB, other longer-term borrowing and short-term borrowing.

2026/27 Q1
Public Works Loan Board£13.50m
Short-term borrowing£9.00m
MHCLG Borrowing and Investment live table · 2026/27 Q1 · values shown in pounds Official dataset
COUNCIL TAX & COLLECTION

How much council tax remains unpaid?

Council tax collection, outstanding arrears and write-offs reported to central government.

MHCLG 2025/26
Outstanding arrears
£8.90m Total outstanding at financial year-end
Collection rate
96.22% Collected against the in-year debit
Council tax written off
£157,000 Written off during the financial year
Council tax collected
£92.02m Receipts relating to the financial year
FIVE-YEAR TREND

How has unpaid council tax changed?

Outstanding arrears at each financial year-end.

2021/22–2025/26
OUTSTANDING ARREARS 2025/26
£8.90m
CHANGE SINCE 2021/22
+ 56.4%
+ £3.21m
ENGLAND CHANGE
+49.5%
£5.69m 2021/22 £6.00m 2022/23 £6.61m 2023/24 £7.45m 2024/25 £8.90m 2025/26

Figures represent total outstanding council tax balances, including arrears carried forward from earlier years. Changes in council boundaries can affect historical comparisons.

OUTSTANDING ARREARS

Where does the unpaid council tax come from?

Breakdown of outstanding balances at the end of 2025/26.

£8.90m outstanding
CURRENT FINANCIAL YEAR £3.71m

41.7% of outstanding arrears

EARLIER FINANCIAL YEARS £5.19m

58.3% of outstanding arrears

Current-year arrears Earlier-years arrears

Earlier-years arrears represent unpaid council tax carried forward from previous financial years. These figures do not identify individual households or establish whether balances are recoverable.

COLLECTION PERFORMANCE

How does this council compare?

England 2025/26
In-year collection rate 96.22%

England average: 95.60%  ·  0.62 percentage points above England

Outstanding arrears include unpaid balances from earlier financial years and are not the same as council tax uncollected during 2025/26. Monetary values are rounded for display. Official MHCLG source

SPENDING

Published directorate expenditure

Explore all 0 records
CONTRACTS

Largest contracts

Explore all 0 contracts
ContractSupplierStatusEnd dateOriginal value
SUPPLIERS

Largest supplier exposure

Dated transactions
SupplierPaymentsPublished expenditure
PROVENANCE

Source documents

39 imported
DocumentDatasetPeriodStatusOfficial source
Housing Delivery Test 2025 results — North Devonmhclg housing delivery testHDT 2025–HDT 2025importedOpen
MHCLG district planning application decisions (PS2) — North Devonmhclg planning ps21979 Q2–2026 Q1importedOpen
MHCLG district planning application statistics (PS1) — North Devonmhclg planning ps11996 Q2–2026 Q1importedOpen
Defra local authority waste statistics — North Devon District Councildefra local authority waste2010/11–2024/25importedOpen
MHCLG Revenue Outturn Service Summary 2023/24 — North Devonmhclg revenue outturn rsx2023/24importedOpen
MHCLG Revenue Outturn Summary 2023/24 — North Devonmhclg revenue outturn rs2023/24importedOpen
MHCLG Revenue Outturn Service Summary 2022/23 — North Devonmhclg revenue outturn rsx2022/23importedOpen
MHCLG Revenue Outturn Summary 2022/23 — North Devonmhclg revenue outturn rs2022/23importedOpen
MHCLG Revenue Outturn Service Summary 2021/22 — North Devonmhclg revenue outturn rsx2021/22importedOpen
MHCLG Revenue Outturn Summary 2021/22 — North Devonmhclg revenue outturn rs2021/22importedOpen
MHCLG Revenue Outturn Service Summary 2020/21 — North Devonmhclg revenue outturn rsx2020/21importedOpen
MHCLG Revenue Outturn Summary 2020/21 — North Devonmhclg revenue outturn rs2020/21importedOpen
MHCLG Borrowing and Investment 2025/26 Q4 — North Devonmhclg borrowing investment2025/26 Q4importedOpen
MHCLG Borrowing and Investment 2025/26 Q3 — North Devonmhclg borrowing investment2025/26 Q3importedOpen
MHCLG Borrowing and Investment 2025/26 Q2 — North Devonmhclg borrowing investment2025/26 Q2importedOpen
MHCLG Borrowing and Investment 2025/26 Q1 — North Devonmhclg borrowing investment2025/26 Q1importedOpen
MHCLG Borrowing and Investment 2024/25 Q4 — North Devonmhclg borrowing investment2024/25 Q4importedOpen
MHCLG Borrowing and Investment 2024/25 Q3 — North Devonmhclg borrowing investment2024/25 Q3importedOpen
MHCLG Borrowing and Investment 2024/25 Q2 — North Devonmhclg borrowing investment2024/25 Q2importedOpen
MHCLG Borrowing and Investment 2024/25 Q1 — North Devonmhclg borrowing investment2024/25 Q1importedOpen
MHCLG Borrowing and Investment 2023/24 Q4 — North Devonmhclg borrowing investment2023/24 Q4importedOpen
MHCLG Borrowing and Investment 2023/24 Q3 — North Devonmhclg borrowing investment2023/24 Q3importedOpen
MHCLG Borrowing and Investment 2023/24 Q2 — North Devonmhclg borrowing investment2023/24 Q2importedOpen
MHCLG Borrowing and Investment 2023/24 Q1 — North Devonmhclg borrowing investment2023/24 Q1importedOpen
MHCLG Borrowing and Investment 2022/23 Q4 — North Devonmhclg borrowing investment2022/23 Q4importedOpen
MHCLG Borrowing and Investment 2022/23 Q3 — North Devonmhclg borrowing investment2022/23 Q3importedOpen
MHCLG Borrowing and Investment 2022/23 Q2 — North Devonmhclg borrowing investment2022/23 Q2importedOpen
MHCLG Borrowing and Investment 2022/23 Q1 — North Devonmhclg borrowing investment2022/23 Q1importedOpen
MHCLG Borrowing and Investment 2021/22 Q4 — North Devonmhclg borrowing investment2021/22 Q4importedOpen
MHCLG Borrowing and Investment 2021/22 Q3 — North Devonmhclg borrowing investment2021/22 Q3importedOpen
MHCLG Borrowing and Investment 2021/22 Q2 — North Devonmhclg borrowing investment2021/22 Q2importedOpen
MHCLG Borrowing and Investment 2021/22 Q1 — North Devonmhclg borrowing investment2021/22 Q1importedOpen
MHCLG Borrowing and Investment 2020/21 Q4 — North Devonmhclg borrowing investment2020/21 Q4importedOpen
MHCLG Borrowing and Investment 2020/21 Q3 — North Devonmhclg borrowing investment2020/21 Q3importedOpen
MHCLG Borrowing and Investment 2020/21 Q2 — North Devonmhclg borrowing investment2020/21 Q2importedOpen
MHCLG Borrowing and Investment 2020/21 Q1 — North Devonmhclg borrowing investment2020/21 Q1importedOpen
MHCLG Borrowing and Investment 2026/27 Q1 — North Devonmhclg borrowing investment2026/27 Q1importedOpen
MHCLG Revenue Outturn Service Summary 2024/25 — North Devonmhclg revenue outturn rsx2024/25importedOpen
MHCLG Revenue Outturn Summary 2024/25 — North Devonmhclg revenue outturn rs2024/25importedOpen
How to read these figures and the Financial Health Score

Budget summaries and financial positions retain the reporting year and assurance status of their original source. Draft or unaudited values are labelled separately from audited outturn figures. The Financial Health Score uses reserves cover, net debt per resident, liquidity and quarterly debt direction from central MHCLG returns. Each component is converted to a percentile among councils of the same authority type; available components are weighted 35%, 30%, 20% and 15% respectively. A score is published only when at least three components covering 65% of the weighting are available. It is a comparative financial indicator, not an assessment of service quality or political performance.