North West · Unitary authority

Cumberland

2026/27 view

Cumberland · ONS E06000063

Financial position as at 2026/27 Q1 quarter end

COUNCIL AT A GLANCE

Who runs the council and its current position

54/ 100
COUNCILMETRICS FINANCIAL HEALTH SCORE

Mixed

Compared only with unitary authority councils using central government returns.

63 councils in peer group High confidence How this is calculated
Reserves cover6
Debt burden81
Liquidity81
Debt direction79
YEAR-ON-YEAR CONTEXT Change from the previous reported period Each measure uses its own official reporting timetable.
Net debt £141.33m 2026/27 Q1 vs 2025/26 Q4
−£21.35m 13.1%
COUNCILMETRICS COMMUNITY SCORE Share your experience 0 of 25 responses collected before results are published
Score this council
ROADS & HIGHWAYS

How well are the roads being maintained?

Official DfT condition data, showing the share of each road class requiring maintenance investigation.

2024/25
Unclassified roads33.0%requiring maintenance investigation+8.0 pts vs 2023/24
Rank 125 / 130peer median 15.0%
A roads & motorways2.0%requiring maintenance investigation−0.0 pts vs 2023/24
Rank 15 / 149peer median 4.0%
B & C roads6.0%requiring maintenance investigation−1.0 pts vs 2023/24
Rank 68 / 133peer median 5.0%
A roads & motorways2.0% red
Good 80.0%Amber 18.0%Red 2.0%
B & C roads6.0% red
Good 63.0%Amber 31.0%Red 6.0%
ROAD CONDITION TREND

Red condition over time

Lower is better
2023/24: 2.0%2024/25: 2.0%2023/24: 7.0%2024/25: 6.0%2023/24: 25.0%2024/25: 33.0%
2023/242024/25
A roadsB & C roadsUnclassified
2024/25 MAINTENANCE ACTIVITY

Network treated during the year

A roads13.2%318 km network
B, C & unclassified2.0%3,304 km network
Strengthening3.6%Resurfacing5.7%Preservation3.9%
Official DfT road condition statistics · Lower red percentages indicate fewer roads requiring investigation.View source
WASTE & RECYCLING

What happens to household waste?

Official Defra measures for Cumberland, with like-for-like comparison against unitary authorities.

2024/25
50.1%recycled
Household recycling rate

Recycling rate fell

1.1 percentage points vs 2023/24
17 of 96 peer authorities Peer median 39.0%
Residual waste485.1 kgper household+31.4 kg year on year
Waste collected478.6 kgper resident+17.8 kg year on year
Household waste134,641tonnes collected67,419 tonnes recycled
WHERE HOUSEHOLD WASTE WENT

Recycled versus residual waste

67,419 t recycled, composted or reused 67,222 t not recycled
RECYCLING RATE TREND

2 years of official data

50.1%
2023/24: 51.2%2024/25: 50.1%
2023/242024/25
Official Defra waste statistics · Annual local-authority return · Figures may not sum exactly because of published rounding.View source
EDUCATION

Schools and education

Schools, pupil numbers and latest education outcomes across Cumberland.

2024/25
SCHOOLS & PUPILS

Education at a glance

Explore schools
180 Open schools
39,292 Pupils
45,686 School places
86.0% Capacity utilisation
ATTAINMENT & OUTCOMES

Key Stage 4

Published outcomes for pupils living in Cumberland.

Attainment 8
42.8
North West 44.6
England 46.1
3.3 points below England
English & maths grade 5+
37.7%
North West 42.0%
England 45.4%
7.7 percentage points below England
EBacc entry
32.3%
North West 36.7%
England 40.5%
8.2 percentage points below England
PROGRESS

Progress 8

-0.27

Latest published Progress 8 score, 2023/24.

A score of 0 represents the national average.
TREND

Attainment 8 over time

43.5 22/23
42.8 23/24
42.8 24/25
Education context

Cumberland's latest Key Stage 4 outcomes are below both North West and England benchmarks across all three headline measures.

Department for Education · Key Stage 4 performance · Pupil residency
HOUSING & AFFORDABILITY

Housing costs and local earnings

House prices and affordability for Cumberland, based on the earnings of local residents.

2025
Median house price
£177,500
+ 19.1% over five years
Median resident earnings
£42,461
+ 27.7% over five years
PRIVATE RENTING

Average monthly private rent

Typical private rental cost across all property types in Cumberland.

£675 / month
+ 6.9% in the last year
July 2026
Cumberland
£675
+ 6.9%
North West
£965
+ 5.7%
England
£1,451
+ 3.8%
Compared with North West £290 less per month
Compared with England £776 less per month
HOW DOES IT COMPARE?

Housing affordability

Median house price as a multiple of median resident earnings. Lower is more affordable.

Cumberland
4.18×
North West
5.90×
England
7.64×
Compared with North West More affordable
Compared with England More affordable
Source: Office for National Statistics · Housing affordability in England and Wales · House prices year ending September · Residence-based earnings
PLANNING & HOUSING DELIVERY

Is development moving through the system?

Quarterly planning decisions and the government's latest three-year Housing Delivery Test.

2026 Q1
Applications received336this quarter+45 vs 2025 Q4
Applications decided285this quarter−5 vs 2025 Q4
Outstanding applications—at quarter end
94.7%approved
Overall approval rate270 granted15 refused−1.5 pts vs previous quarter
DECISION TIMELINESS

Decisions made within time

50.2%
Rank 294 of 294 reporting authoritiesNational median 92.5%

20.9 percentage points lower than 2025 Q4

APPLICATION MIX

Performance by development type

TypeDecisionsApprovedIn time Major1384.6%23.1% Minor10098.0%49.0% Other17293.6%52.9%
QUARTERLY FLOW

Applications through the system

Last 8 quarters
2024 Q2: 3612024 Q3: 3532024 Q4: 2982025 Q1: 4282025 Q2: 2572025 Q3: 3272025 Q4: 2912026 Q1: 3362024 Q2: 3982024 Q3: 3492024 Q4: 3172025 Q1: 2622025 Q2: 3432025 Q3: 2512025 Q4: 2902026 Q1: 285
Official MHCLG statistics · Planning decisions measure applications determined; housing delivery measures completed homes.Planning source
CRIME & POLICING

Police-recorded crime

Latest police-recorded crime figures for Cumberland, excluding fraud.

Year ending Mar 2026
Recorded offences 20,837 Total police-recorded crime excluding fraud
Crime rate — council-wide rate not published
Annual change — change not available at council level
HOW DOES IT COMPARE?

Recorded crime rate

Offences per 1,000 residents
Cumberland Your council
—
North West Region
89.4 − 0.9%
England National
83.4 − 1.5%
OFFENCE PROFILE

Recorded crime by category

Cumbria
Violence 9,318
Theft 3,918
Public order 2,329
Criminal damage 2,269
Shoplifting 1,444
Vehicle offences 454
Burglary 524
Drug offences 1,011
Figures are derived from the underlying Community Safety Partnership areas: Allerdale, Carlisle, Copeland.
ONS / Home Office · Police-recorded crime · Community Safety Partnership data
SCHOOLS & OFSTED

Schools and inspection outcomes

Open schools, pupil numbers and the latest published Ofsted inspection position for Cumberland.

180 schools
Open schools 180
Pupils 39,292
School places 45,686
Capacity used 86.0%
Primary 145 schools
21,014 pupils
Secondary 19 schools
16,890 pupils
Other / specialist 12 schools
1,171 pupils
Nursery 3 schools
217 pupils
16+ provision 1 school
0 pupils
CURRENT POSITION

Inspection coverage

Latest Ofsted management information
Renewed framework 15
8.3% of open schools
Previous full framework 95
52.8% of open schools
Ungraded inspection 61
33.9% of open schools
No Ofsted record 8
4.4% of open schools
No published outcome 1
0.6% of open schools
RENEWED FRAMEWORK

Latest inspection standards

15 schools assessed
Achievement 15 assessed
Expected standard 7
Needs attention 7
Urgent improvement 1
Attendance & behaviour 15 assessed
Expected standard 11
Strong standard 3
Needs attention 1
Curriculum & teaching 15 assessed
Expected standard 10
Needs attention 5
Inclusion 15 assessed
Expected standard 11
Needs attention 2
Strong standard 2
Leadership & governance 15 assessed
Expected standard 11
Needs attention 3
Urgent improvement 1
Personal development 15 assessed
Expected standard 11
Strong standard 4
Safeguarding 15 assessed
Met 15
PREVIOUS FRAMEWORK

Legacy Ofsted ratings

These ratings apply only to schools whose latest full inspection remains under the previous Ofsted framework. Schools assessed under the renewed framework are shown separately above.

Outstanding 3
Good 57
Requires improvement 6
Not judged 29
LOCAL SCHOOLS

School directory

View all schools
School Phase Pupils Capacity Latest Ofsted position
All Saints' CofE School URN 152426 · CA13 9BH Primary — 236 Not judged
Allonby Primary School URN 112100 · CA15 6QG Primary 27 56 Good
Arlecdon Primary School URN 147395 · CA26 3XA Primary 46 80 Ungraded inspection
Ashfield Infant & Nursery School URN 112146 · CA14 3JG Primary 200 201 Ungraded inspection
Ashfield Junior School URN 112147 · CA14 4ES Primary 254 256 Requires improvement
Bassenthwaite Primary School URN 145326 · CA12 4QH Primary 24 49 Renewed framework
Beckermet CofE School URN 112345 · CA21 2YD Primary 73 105 Ungraded inspection
Beckstone Primary School URN 134739 · CA14 5PX Primary 375 372 Good
School information: Get Information about Schools (GIAS). Inspection information: Ofsted monthly management information. Inspection frameworks differ over time, so renewed-framework standards and previous overall effectiveness grades are shown separately.
Published expenditure£0.00No spending file imported
Revenue budget£0.00Not imported
Reported overspend£0.00Not imported outturn
Contracts00 active
Identified suppliers0Normalised entities
PEOPLE AND PLACE

Population snapshot

View full People profile
Population 280,495 2024
North West region 7,737,414
Cumberland represents 3.63% of the region's population
Five-year population change
+7,486 residents ↑ 2.7%
2019: 273,009 residents2020: 272,444 residents2021: 273,788 residents2022: 275,445 residents2023: 278,070 residents2024: 280,495 residents
Cumberland +2.7%
North West +5.1%
England +4.3%
Growth context

Cumberland's population grew over five years. Its change was 2.3 percentage points below the North West and 1.5 percentage points below England.

2019–2024 ONS mid-year estimates
Population estimates and labour-market measures from ONS/Nomis.Official profile
PUBLIC HEALTH

How healthy are people in Cumberland?

Life expectancy, early mortality, lifestyle and prevention measures from the Public Health Outcomes Framework.

OHID · latest available
LIFE EXPECTANCY

How does Cumberland compare with England?

Latest published life expectancy at birth, shown against the matching England figure.

2025
Male 78.8 years
1.2 years lower than England
England 80.0
Female 82.2 years
1.6 years lower than England
England 83.8
HEALTHY LIFE EXPECTANCY

Years expected in good health

Healthy life expectancy is considerably different from total life expectancy: it estimates how many years are expected to be lived in good health.

Male
59.0
1.9 year s below England
England 60.9
Female
60.1
1.2 year s below England
England 61.3
2022 - 24
EARLY MORTALITY

Deaths and premature mortality

Age-standardised mortality rates and the latest published suicide rate.

Preventable mortality 2024
184.1 per 100,000
England 145.8
Worse
Cardiovascular disease 2025
81.7 per 100,000
England 71.5
Similar
Cancer 2025
127.8 per 100,000
England 114.6
Worse
Liver disease 2025
22.7 per 100,000
England 19.4
Similar
Respiratory disease 2025
32.5 per 100,000
England 31.5
Similar
Suicide rate 2022 - 24
19.4 per 100,000
England 10.9
Worse
HEALTH & LIFESTYLE

Behaviours and health risks

Smoking, excess weight, physical activity and alcohol-related harm.

Adults overweight or obese 2024/25
Cumberland 67.4% England 68.0%
Similar
Physically active adults 2024/25
Cumberland 70.4% England 64.6%
Similar
Alcohol-related admissions 2023/24
Cumberland 554.4 England 504.1
Rate per 100,000 Worse
CHILDREN & PREVENTION

Prevention and healthy development

Child health, physical activity, vaccination and screening coverage.

Reception overweight or obese 2024/25
25.6%
Cumberland 25.6% England 23.5%
Council compared with England Worse
Year 6 overweight or obese 2024/25
36.8%
Cumberland 36.8% England 36.2%
Council compared with England Similar
Physically active children 2024/25
46.1%
Cumberland 46.1% England 49.1%
Council compared with England Similar
MMR two-dose coverage 2024/25
No current data
No current published value
Council compared with England Not compared
Bowel cancer screening 2025
76.6%
Cumberland 76.6% England 72.9%
Council compared with England Better
WIDER HEALTH

Other measures affecting population health

Selected wider indicators that help describe health and wellbeing across the area.

Dementia diagnosis rate 2026
62.2 per 100
England 66.3 per 100 Similar
Air pollution mortality 2024
3.4%
England 5.3% Not compared
Latest available measures can cover different reporting periods. England comparison is the classification published with the OHID measure. Public Health Outcomes Framework
BENEFITS & FINANCIAL PRESSURE

How is Universal Credit changing in Cumberland?

People receiving Universal Credit and how the caseload has changed over the latest 24 months.

DWP · May 2026
PEOPLE ON UNIVERSAL CREDIT 30,220 10.8% of the 2024 resident population May 2026
CHANGE IN 12 MONTHS +8.2% +2,279 people
LATEST MONTHLY CHANGE +0.4% +124 since April 2026
LOCAL CONTEXT

Universal Credit recipients as a share of population

Comparison using 2024 resident population estimates.

May 2026
Cumberland LOCAL AUTHORITY
10.8%
North West REGION
14.0%
England COUNTRY
12.3%
Percentage of the resident population receiving Universal Credit. This is not an unemployment rate.
24-MONTH TREND

People receiving Universal Credit

Monthly caseload recorded on the DWP Universal Credit system.

June 2024 May 2026
30,220 27,845 25,469
June 2024 May 2026
What does this measure?

Universal Credit provides financial support to people who are on a low income or out of work. These figures count people receiving Universal Credit, not households and not the number of people who are unemployed.

DWP Stat-Xplore
AIR QUALITY

How clean is the air?

Long-term particulate pollution across the council area, alongside measurements from local UK-AIR monitoring stations.

POPULATION-WEIGHTED ANNUAL MEAN

Fine particulate matter

No annual PM2.5 estimate is currently available.
LONG-TERM TREND

PM2.5 over time

Not enough annual data is available to show a trend.
CURRENT MONITORING

Latest station measurement

UK-AIR
PM2.5 7.0 µg/m³
Provisional
Last 24 hours 2.0 – 8.0 µg/m³
2026-09-22 02:00:00+01: 4.0 µg/m³ 2026-09-22 03:00:00+01: 8.0 µg/m³ 2026-09-22 04:00:00+01: 6.0 µg/m³ 2026-09-22 05:00:00+01: 4.0 µg/m³ 2026-09-22 06:00:00+01: 6.0 µg/m³ 2026-09-22 07:00:00+01: 5.0 µg/m³ 2026-09-22 08:00:00+01: 5.0 µg/m³ 2026-09-22 09:00:00+01: 5.0 µg/m³ 2026-09-22 10:00:00+01: 6.0 µg/m³ 2026-09-22 11:00:00+01: 4.0 µg/m³ 2026-09-22 12:00:00+01: 6.0 µg/m³ 2026-09-22 13:00:00+01: 5.0 µg/m³ 2026-09-22 14:00:00+01: 4.0 µg/m³ 2026-09-22 15:00:00+01: 4.0 µg/m³ 2026-09-22 16:00:00+01: 3.0 µg/m³ 2026-09-22 17:00:00+01: 2.0 µg/m³ 2026-09-22 18:00:00+01: 2.0 µg/m³ 2026-09-22 19:00:00+01: 3.0 µg/m³ 2026-09-22 20:00:00+01: 4.0 µg/m³ 2026-09-22 21:00:00+01: 4.0 µg/m³ 2026-09-22 22:00:00+01: 5.0 µg/m³ 2026-09-22 23:00:00+01: 7.0 µg/m³ 2026-09-23 00:00:00+01: 6.0 µg/m³ 2026-09-23 01:00:00+01: 7.0 µg/m³
Carlisle Morton A595 Automatic Urban and Rural Monitoring Network (AURN); Non-Automatic Hydrocarbon Network · Urban Traffic Latest measurement: 2026-09-23 01:00:00+01

This is a measurement from an individual monitoring station and should not be interpreted as the current concentration across the whole council area.

HEALTH IMPACT

Particulate air pollution

3.4% of mortality attributable to particulate air pollution
2024 Not compared

This OHID measure estimates the mortality burden associated with particulate air pollution. It is a health-impact measure, not a pollution concentration.

Annual PM2.5 is Defra Pollution Climate Mapping data. Monitoring readings are station-specific UK-AIR measurements and may be provisional.
HOUSING LICENSING

HMOs and property licensing

Coverage not assessedNational HMO explorer
Licensed HMOsAwaiting registerOnly licensed properties will be counted
Register accessNot assessedNo register record available
Identifiable HMO expenditureNot identifiableNot separately described in published transactions
Inspection and enforcement dataAwaiting dataNo activity source imported yet
Coverage note

A licensed HMO register has not yet been located for this council. CouncilMetrics does not estimate HMO expenditure from broad housing or social-care descriptions.

FINANCE

How this council raises and spends money

Comparable official outturn for 2023/24, reported to central government.

MHCLG official outturn
Total service expenditure
£460.67m 2023/24 actual outturn
Net revenue expenditure
£229.02m 2023/24 actual outturn
Council Tax requirement
£157.84m 2023/24 actual outturn
Unallocated reserves
£1.98m 2023/24 actual outturn
Service expenditure per resident £1,642
Median for councils of the same type £1,642 0.0% above peer median
2023/24 SERVICE SPENDING

Where the money was spent

Net current expenditure after service income.

Actual outturn
Education Gross £172.81m · Income £15.45m
£157.36m
Children's social care Gross £147.62m · Income £38.27m
£109.35m
Adult social care Gross £140.76m · Income £36.41m
£104.35m
Central services Gross £69.80m · Income £50.93m
£18.88m
Environmental and regulatory services Gross £43.59m · Income £27.10m
£16.50m
Public health Gross £17.22m · Income £4.59m
£12.63m
Highways and transport Gross £30.61m · Income £18.72m
£11.88m
Culture and related services Gross £16.65m · Income £5.61m
£11.04m
Housing Gross £10.92m · Income £1.87m
£9.05m
Planning and development Gross £13.58m · Income £8.33m
£5.25m
Other services Gross £4.93m · Income £534.0k
£4.40m
CORE FUNDING

Selected funding sources

Major financing lines in the central return.

Council Tax requirement£157.84m
Retained business rates£30.60m
Revenue Support Grant£11.38m
UNALLOCATED RESERVES

Financial buffer

General unallocated reserves during the year.

Opening £2.06m
Closing £1.98m
£83.0k decrease during 2023/24
Ministry of Housing, Communities and Local Government · Revenue Outturn RS and RSX · values shown in pounds Official dataset
BORROWING AND INVESTMENTS

Balance-sheet position

A point-in-time view of debt and liquid investments at the end of 2026/27 Q1.

MHCLG quarterly return
Outstanding borrowing
£271.46m 2026/27 Q1 quarter end
Investments and cash
£130.13m 2026/27 Q1 quarter end
Net debt
£141.33m 2026/27 Q1 quarter end
Net debt per resident
£504 Per resident using latest population
This council's net debt per resident £504
Median for unitary authority councils £1,104 54.3% lower than the peer median
QUARTERLY TREND

Borrowing, investments and net debt

2023/24 Q1 to 2026/27 Q1.

£21.35m quarterly reduction
2023/24 Q12023/24 Q42024/25 Q32025/26 Q22026/27 Q1
Latest quarterly movement −£21.35m −13.1%
Change across the series +£47.01m Net debt since 2023/24 Q1
What changed?

Net debt reduced during the latest quarter as the balance between borrowing and investments improved.

BORROWING COMPOSITION

Where the borrowing sits

PWLB, other longer-term borrowing and short-term borrowing.

2026/27 Q1
Public Works Loan Board£255.36m
Other longer-term borrowing£16.00m
Short-term borrowing£98.0k
MHCLG Borrowing and Investment live table · 2026/27 Q1 · values shown in pounds Official dataset
COUNCIL TAX & COLLECTION

How much council tax remains unpaid?

Council tax collection, outstanding arrears and write-offs reported to central government.

MHCLG 2025/26
Outstanding arrears
£27.48m Total outstanding at financial year-end
Collection rate
95.90% Collected against the in-year debit
Council tax written off
£576,000 Written off during the financial year
Council tax collected
£215.56m Receipts relating to the financial year
FIVE-YEAR TREND

How has unpaid council tax changed?

Outstanding arrears at each financial year-end.

2021/22–2025/26

A full five-year comparison is not available for this authority. This may be due to local government reorganisation.

£20.72m 2023/24 £23.69m 2024/25 £27.48m 2025/26

Figures represent total outstanding council tax balances, including arrears carried forward from earlier years. Changes in council boundaries can affect historical comparisons.

OUTSTANDING ARREARS

Where does the unpaid council tax come from?

Breakdown of outstanding balances at the end of 2025/26.

£27.48m outstanding
CURRENT FINANCIAL YEAR £9.38m

34.1% of outstanding arrears

EARLIER FINANCIAL YEARS £18.11m

65.9% of outstanding arrears

Current-year arrears Earlier-years arrears

Earlier-years arrears represent unpaid council tax carried forward from previous financial years. These figures do not identify individual households or establish whether balances are recoverable.

COLLECTION PERFORMANCE

How does this council compare?

England 2025/26
In-year collection rate 95.90%

England average: 95.60%  ·  0.30 percentage points above England

Outstanding arrears include unpaid balances from earlier financial years and are not the same as council tax uncollected during 2025/26. Monetary values are rounded for display. Official MHCLG source

SPENDING

Published directorate expenditure

Explore all 0 records
CONTRACTS

Largest contracts

Explore all 0 contracts
ContractSupplierStatusEnd dateOriginal value
SUPPLIERS

Largest supplier exposure

Dated transactions
SupplierPaymentsPublished expenditure
PROVENANCE

Source documents

22 imported
DocumentDatasetPeriodStatusOfficial source
Housing Delivery Test 2025 results — Cumberland - consists of the authorities belowmhclg housing delivery testHDT 2025–HDT 2025importedOpen
MHCLG district planning application decisions (PS2) — Cumberlandmhclg planning ps22023 Q2–2026 Q1importedOpen
MHCLG district planning application statistics (PS1) — Cumberlandmhclg planning ps12023 Q2–2026 Q1importedOpen
DfT road condition statistics — Cumberland [note 10]dft local road condition2023/24–2024/25importedOpen
Defra local authority waste statistics — Cumberland Councildefra local authority waste2023/24–2024/25importedOpen
MHCLG Revenue Outturn Service Summary 2023/24 — Cumberlandmhclg revenue outturn rsx2023/24importedOpen
MHCLG Revenue Outturn Summary 2023/24 — Cumberlandmhclg revenue outturn rs2023/24importedOpen
MHCLG Borrowing and Investment 2025/26 Q4 — Cumberland Councilmhclg borrowing investment2025/26 Q4importedOpen
MHCLG Borrowing and Investment 2025/26 Q3 — Cumberland Councilmhclg borrowing investment2025/26 Q3importedOpen
MHCLG Borrowing and Investment 2025/26 Q2 — Cumberland Councilmhclg borrowing investment2025/26 Q2importedOpen
MHCLG Borrowing and Investment 2025/26 Q1 — Cumberland Councilmhclg borrowing investment2025/26 Q1importedOpen
MHCLG Borrowing and Investment 2024/25 Q4 — Cumberland Councilmhclg borrowing investment2024/25 Q4importedOpen
MHCLG Borrowing and Investment 2024/25 Q3 — Cumberland Councilmhclg borrowing investment2024/25 Q3importedOpen
MHCLG Borrowing and Investment 2024/25 Q2 — Cumberland Councilmhclg borrowing investment2024/25 Q2importedOpen
MHCLG Borrowing and Investment 2024/25 Q1 — Cumberland Councilmhclg borrowing investment2024/25 Q1importedOpen
MHCLG Borrowing and Investment 2023/24 Q4 — Cumberland Councilmhclg borrowing investment2023/24 Q4importedOpen
MHCLG Borrowing and Investment 2023/24 Q3 — Cumberland Councilmhclg borrowing investment2023/24 Q3importedOpen
MHCLG Borrowing and Investment 2023/24 Q2 — Cumberland Councilmhclg borrowing investment2023/24 Q2importedOpen
MHCLG Borrowing and Investment 2023/24 Q1 — Cumberland Councilmhclg borrowing investment2023/24 Q1importedOpen
MHCLG Borrowing and Investment 2026/27 Q1 — Cumberland Councilmhclg borrowing investment2026/27 Q1importedOpen
MHCLG Revenue Outturn Service Summary 2024/25 — Cumberlandmhclg revenue outturn rsx2024/25importedOpen
MHCLG Revenue Outturn Summary 2024/25 — Cumberlandmhclg revenue outturn rs2024/25importedOpen
How to read these figures and the Financial Health Score

Budget summaries and financial positions retain the reporting year and assurance status of their original source. Draft or unaudited values are labelled separately from audited outturn figures. The Financial Health Score uses reserves cover, net debt per resident, liquidity and quarterly debt direction from central MHCLG returns. Each component is converted to a percentile among councils of the same authority type; available components are weighted 35%, 30%, 20% and 15% respectively. A score is published only when at least three components covering 65% of the weighting are available. It is a comparative financial indicator, not an assessment of service quality or political performance.