East of England · Unitary authority

Bedford

2026/27 view

Bedford · ONS E06000055

Financial position as at 2026/27 Q1 quarter end

View sources

COUNCIL AT A GLANCE

Who runs the council and its current position

48/ 100

COUNCILMETRICS FINANCIAL HEALTH SCORE

Under pressure

Compared only with unitary authority councils using central government returns.

63 councils in peer group Rank 36 of 63 High confidence 2024/25 outturn · 2026/27 Q1 debt How this is calculated

Reserves cover23

Debt burden84

Liquidity73

Debt direction2

YEAR-ON-YEAR CONTEXT Change from the previous reported period Each measure uses its own official reporting timetable.

Net debt £87.60m 2026/27 Q1 vs 2025/26 Q4

+£21.19m 31.9%

Service expenditure £356.96m 2024/25 vs 2023/24

+£23.35m 7.0%

Unallocated reserves £9.62m 2024/25 vs 2023/24

−£1.56m 14.0%

FIVE-YEAR FINANCIAL TREND

How this council's finances have changed

Official annual outturn. Each line uses its own scale so direction remains easy to read.

Through 2024/25

Service expenditure £356.96m

40.6%

Net revenue expenditure £197.26m

30.3%

Council Tax requirement £118.47m

21.8%

Unallocated reserves £9.62m

45.9%

COUNCILMETRICS COMMUNITY SCORE Share your experience 0 of 25 responses collected before results are published

Score this council

Political controlNot yet recordedAdministration not identified

Council leaderNot identifiedParty not identified

Resident population194,9762024 estimate

Latest net debt£87.60m2026/27 Q1 quarter end

ROADS & HIGHWAYS

How well are the roads being maintained?

Official DfT condition data, showing the share of each road class requiring maintenance investigation.

2024/25

Unclassified roads16.0%requiring maintenance investigation−14.0 pts vs 2023/24

Rank 67 / 130peer median 15.0%

A roads & motorways2.0%requiring maintenance investigation+1.0 pts vs 2023/24

Rank 15 / 149peer median 4.0%

B & C roads5.0%requiring maintenance investigation−0.0 pts vs 2023/24

Rank 55 / 133peer median 5.0%

A roads & motorways2.0% red

Good 83.0%Amber 15.0%Red 2.0%

B & C roads5.0% red

Good 73.0%Amber 22.0%Red 5.0%

ROAD CONDITION TREND

Red condition over time

Lower is better

2015/162024/25

A roadsB & C roadsUnclassified

2024/25 MAINTENANCE ACTIVITY

Network treated during the year

A roads1.2%87 km network

B, C & unclassified0.6%869 km network

Strengthening0.0%Resurfacing1.2%Preservation0.0%

WASTE & RECYCLING

What happens to household waste?

Official Defra measures for Bedford, with like-for-like comparison against unitary authorities.

2024/25

36.8%recycled

Household recycling rate

Recycling rate fell

1.2 percentage points vs 2023/24

57 of 96 peer authorities Peer median 39.0%

Residual waste593.2 kgper household+2.7 kg year on year

Waste collected388.8 kgper resident−10.9 kg year on year

Household waste75,875tonnes collected27,933 tonnes recycled

WHERE HOUSEHOLD WASTE WENT

Recycled versus residual waste

27,933 t recycled, composted or reused 47,942 t not recycled

RECYCLING RATE TREND

10 years of official data

36.8%

2015/162024/25

EDUCATION

Schools and education

Schools, pupil numbers and latest education outcomes across Bedford.

2024/25

SCHOOLS & PUPILS

Education at a glance

Explore schools

84 Open schools

35,150 Pupils

42,293 School places

83.1% Capacity utilisation

ATTAINMENT & OUTCOMES

Key Stage 4

Published outcomes for pupils living in Bedford.

Attainment 8

44.3

East of England 46.2

England 46.1

1.8 points below England

English & maths grade 5+

43.6%

East of England 45.9%

England 45.4%

1.8 percentage points below England

EBacc entry

37.9%

East of England 40.0%

England 40.5%

2.6 percentage points below England

PROGRESS

Progress 8

0.24

Latest published Progress 8 score, 2023/24.

A score of 0 represents the national average.

TREND

Attainment 8 over time

45.3 18/19

48.4 19/20

48.4 20/21

46.9 21/22

43.8 22/23

44.9 23/24

44.3 24/25

Education context

Bedford's latest Key Stage 4 outcomes are below both East of England and England benchmarks across all three headline measures.

Department for Education · Key Stage 4 performance · Pupil residency

HOUSING & AFFORDABILITY

Housing costs and local earnings

House prices and affordability for Bedford, based on the earnings of local residents.

2025

Median house price

£345,000

+ 21.1% over five years

Median resident earnings

£41,214

+ 19.2% over five years

House price to earnings

8.37×

Higher from 8.25× five years ago

PRIVATE RENTING

Average monthly private rent

Typical private rental cost across all property types in Bedford.

£1,170 / month

+ 3.4% in the last year

July 2026

Bedford

£1,170

+ 3.4%

East of England

£1,285

+ 3.7%

England

£1,451

+ 3.8%

Compared with East of England £115 less per month

Compared with England £281 less per month

HOW DOES IT COMPARE?

Housing affordability

Median house price as a multiple of median resident earnings. Lower is more affordable.

Bedford

8.37×

East of England

8.52×

England

7.64×

Compared with East of England More affordable

Compared with England Less affordable

Source: Office for National Statistics · Housing affordability in England and Wales · House prices year ending September · Residence-based earnings

PLANNING & HOUSING DELIVERY

Is development moving through the system?

Quarterly planning decisions and the government's latest three-year Housing Delivery Test.

2026 Q1

Applications received270this quarter+11 vs 2025 Q4

Applications decided221this quarter−35 vs 2025 Q4

Outstanding applications—at quarter end

72.4%approved

Overall approval rate160 granted61 refused−6.9 pts vs previous quarter

DECISION TIMELINESS

Decisions made within time

80.1%

Rank 263 of 294 reporting authoritiesNational median 92.5%

4.7 percentage points lower than 2025 Q4

APPLICATION MIX

Performance by development type

TypeDecisionsApprovedIn time Major1855.6%83.3% Minor5459.3%63.0% Other14979.2%85.9%

QUARTERLY FLOW

Applications through the system

Last 8 quarters

HOUSING DELIVERY TEST

Homes delivered against requirement

94%

Required2,981homes over three years

Delivered2,812homes over three years

100% requirement

Action planHDT 2025 government assessment

CRIME & POLICING

Police-recorded crime

Latest police-recorded crime figures for Bedford, excluding fraud.

Year ending Mar 2026

Recorded offences 14,950 Total police-recorded crime excluding fraud

Crime rate 76.7 offences per 1,000 residents

Annual change − 1.9% compared with the previous year

HOW DOES IT COMPARE?

Recorded crime rate

Offences per 1,000 residents

Bedford Your council

76.7 − 1.9%

East of England Region

68.4 − 0.1%

England National

83.4 − 1.5%

Bedford has a recorded crime rate 12.0% above East of England. It is 8.1% below the England rate.

OFFENCE PROFILE

Recorded crime by category

Bedfordshire

Violence 5,670

29.1 per 1,000 + 7.4%

Theft 4,688

24.0 per 1,000 − 16.8%

Public order 1,249

6.4 per 1,000 − 5.8%

Criminal damage 1,213

6.2 per 1,000 − 3.8%

Shoplifting 1,579

8.1 per 1,000 − 24.8%

Vehicle offences 1,105

5.7 per 1,000 − 9.6%

Burglary 570

2.9 per 1,000 − 35.7%

Drug offences 697

3.6 per 1,000 + 47.4%

ONS / Home Office · Police-recorded crime · Community Safety Partnership data

SCHOOLS & OFSTED

Schools and inspection outcomes

Open schools, pupil numbers and the latest published Ofsted inspection position for Bedford.

84 schools

Open schools 84

Pupils 35,150

School places 42,293

Capacity used 83.1%

Primary 53 schools

15,927 pupils

Other / specialist 13 schools

4,902 pupils

Secondary 12 schools

12,120 pupils

16+ provision 2 schools

749 pupils

Nursery 2 schools

265 pupils

All-through 1 school

624 pupils

Middle deemed secondary 1 school

563 pupils

CURRENT POSITION

Inspection coverage

Latest Ofsted management information

Renewed framework 13

15.5% of open schools

Previous full framework 41

48.8% of open schools

Ungraded inspection 18

21.4% of open schools

No Ofsted record 10

11.9% of open schools

No published outcome 2

2.4% of open schools

RENEWED FRAMEWORK

Latest inspection standards

13 schools assessed

Achievement 13 assessed

Expected standard 9

Needs attention 3

Strong standard 1

Attendance & behaviour 13 assessed

Expected standard 7

Strong standard 5

Needs attention 1

Curriculum & teaching 13 assessed

Expected standard 10

Strong standard 2

Needs attention 1

Inclusion 13 assessed

Expected standard 7

Strong standard 5

Needs attention 1

Leadership & governance 13 assessed

Expected standard 10

Strong standard 2

Needs attention 1

Personal development 13 assessed

Expected standard 7

Strong standard 6

Safeguarding 13 assessed

Met 13

PREVIOUS FRAMEWORK

Legacy Ofsted ratings

These ratings apply only to schools whose latest full inspection remains under the previous Ofsted framework. Schools assessed under the renewed framework are shown separately above.

Outstanding 2

Good 26

Not judged 13

LOCAL SCHOOLS

School directory

View all schools

School	Phase	Pupils	Capacity	Latest Ofsted position
Balliol Primary School URN 109464 · MK42 7ER	Primary	355	440	Good
Bedford Road Primary Academy URN 150474 · MK42 8QH	Primary	365	420	Renewed framework
Brickhill Primary School URN 109503 · MK41 7AA	Primary	209	210	Ungraded inspection
Bromham CofE Primary School URN 109611 · MK43 8NR	Primary	496	600	Ungraded inspection
Camestone School URN 109462 · MK42 8NW	Primary	408	420	Ungraded inspection
Carlton CofE Primary School URN 109610 · MK43 7JR	Primary	87	120	Not judged
Cauldwell School URN 144528 · MK42 9DR	Primary	415	420	Renewed framework
Christopher Reeves CofE VA Primary School URN 109622 · NN29 7HU	Primary	70	105	Ungraded inspection

School information: Get Information about Schools (GIAS). Inspection information: Ofsted monthly management information. Inspection frameworks differ over time, so renewed-framework standards and previous overall effectiveness grades are shown separately.

Published expenditure£0.00No spending file imported

Revenue budget£0.00Not imported

Reported overspend£0.00Not imported outturn

Contracts00 active

Identified suppliers0Normalised entities

PEOPLE AND PLACE

Population snapshot

View full People profile

Population 194,976 2024

East of England region 6,576,306

Five-year population change

+14,325 residents ↑ 7.9%

Bedford +7.9%

East of England +4.8%

England +4.3%

Growth context

Bedford's population grew over five years. Its change was 3.1 percentage points above the East of England and 3.7 percentage points above England.

2019–2024 ONS mid-year estimates

Population estimates and labour-market measures from ONS/Nomis.Official profile

PUBLIC HEALTH

How healthy are people in Bedford?

Life expectancy, early mortality, lifestyle and prevention measures from the Public Health Outcomes Framework.

OHID · latest available

LIFE EXPECTANCY

How does Bedford compare with England?

Latest published life expectancy at birth, shown against the matching England figure.

2025

Male 80.2 years

0.2 years higher than England

England 80.0

Female 83.4 years

0.4 years lower than England

England 83.8

HEALTHY LIFE EXPECTANCY

Years expected in good health

Healthy life expectancy is considerably different from total life expectancy: it estimates how many years are expected to be lived in good health.

Male

62.5

1.6 year s above England

England 60.9

Female

62.7

1.4 year s above England

England 61.3

2022 - 24

EARLY MORTALITY

Deaths and premature mortality

Age-standardised mortality rates and the latest published suicide rate.

Preventable mortality 2024

144.9 per 100,000

England 145.8

Similar

Cardiovascular disease 2025

73.1 per 100,000

England 71.5

Similar

Cancer 2025

108.6 per 100,000

England 114.6

Similar

Liver disease 2025

25.0 per 100,000

England 19.4

Similar

Respiratory disease 2025

31.4 per 100,000

England 31.5

Similar

Suicide rate 2022 - 24

13.0 per 100,000

England 10.9

Similar

HEALTH & LIFESTYLE

Behaviours and health risks

Smoking, excess weight, physical activity and alcohol-related harm.

Adult smoking 2024

Bedford 12.4% England 10.4%

Similar

Adults overweight or obese 2024/25

Bedford 72.9% England 68.0%

Worse

Physically active adults 2024/25

Bedford 71.8% England 64.6%

Similar

Alcohol-related admissions 2023/24

Bedford 573.0 England 504.1

Rate per 100,000 Worse

CHILDREN & PREVENTION

Prevention and healthy development

Child health, physical activity, vaccination and screening coverage.

Reception overweight or obese 2024/25

22.7%

Bedford 22.7% England 23.5%

Council compared with England Similar

Year 6 overweight or obese 2024/25

36.0%

Bedford 36.0% England 36.2%

Council compared with England Similar

Physically active children 2024/25

46.7%

Bedford 46.7% England 49.1%

Council compared with England Similar

MMR two-dose coverage 2024/25

87.4%

Bedford 87.4% England 83.7%

Council compared with England Better

Bowel cancer screening 2025

72.8%

Bedford 72.8% England 72.9%

Council compared with England Similar

WIDER HEALTH

Other measures affecting population health

Selected wider indicators that help describe health and wellbeing across the area.

Dementia diagnosis rate 2026

69.2 per 100

England 66.3 per 100 Similar

Air pollution mortality 2024

5.3%

England 5.3% Not compared

Latest available measures can cover different reporting periods. England comparison is the classification published with the OHID measure. Public Health Outcomes Framework

BENEFITS & FINANCIAL PRESSURE

How is Universal Credit changing in Bedford?

People receiving Universal Credit and how the caseload has changed over the latest 24 months.

DWP · May 2026

PEOPLE ON UNIVERSAL CREDIT 22,767 11.7% of the 2024 resident population May 2026

CHANGE IN 12 MONTHS +7.1% +1,503 people

LATEST MONTHLY CHANGE +0.4% +97 since April 2026

LOCAL CONTEXT

Universal Credit recipients as a share of population

Comparison using 2024 resident population estimates.

May 2026

Bedford LOCAL AUTHORITY

11.7%

East of England REGION

10.3%

England COUNTRY

12.3%

Percentage of the resident population receiving Universal Credit. This is not an unemployment rate.

24-MONTH TREND

People receiving Universal Credit

Monthly caseload recorded on the DWP Universal Credit system.

June 2024 May 2026

22,780 20,962 19,144

June 2024 May 2026

What does this measure?

Universal Credit provides financial support to people who are on a low income or out of work. These figures count people receiving Universal Credit, not households and not the number of people who are unemployed.

DWP Stat-Xplore

AIR QUALITY

How clean is the air?

Long-term particulate pollution across the council area, alongside measurements from local UK-AIR monitoring stations.

Defra 2,024

POPULATION-WEIGHTED ANNUAL MEAN

Fine particulate matter

7.1 µg/m³

PM2.5 · 2,024

Human-related sources 6.6 µg/m³

Other sources 0.5 µg/m³

Modelled population-weighted annual concentration across the local authority area. This is not a live sensor reading.

LONG-TERM TREND

PM2.5 over time

43.2%

12.5 7.1

2011 2024

Since 2011 ↓ 43.2%

5 years ↓ 30.9%

10 years ↓ 36.6%

CURRENT MONITORING

Latest station measurement

UK-AIR

No active UK-AIR monitoring station is currently mapped to this council.

HEALTH IMPACT

Particulate air pollution

5.3% of mortality attributable to particulate air pollution

2024 Not compared

This OHID measure estimates the mortality burden associated with particulate air pollution. It is a health-impact measure, not a pollution concentration.

Annual PM2.5 is Defra Pollution Climate Mapping data. Monitoring readings are station-specific UK-AIR measurements and may be provisional. Defra source

HOUSING LICENSING

HMOs and property licensing

Coverage not assessedNational HMO explorer

Licensed HMOsAwaiting registerOnly licensed properties will be counted

Identifiable HMO expenditureNot identifiableNot separately described in published transactions

Inspection and enforcement dataAwaiting dataNo activity source imported yet

Coverage note

A licensed HMO register has not yet been located for this council. CouncilMetrics does not estimate HMO expenditure from broad housing or social-care descriptions.

FINANCE

How this council raises and spends money

Comparable official outturn for 2024/25, reported to central government.

MHCLG official outturn

Total service expenditure

£356.96m 2024/25 actual outturn

Net revenue expenditure

£197.26m 2024/25 actual outturn

Council Tax requirement

£118.47m 2024/25 actual outturn

Unallocated reserves

£9.62m 2024/25 actual outturn

Service expenditure per resident £1,831

Median for councils of the same type £1,777 3.0% above peer median

2024/25 SERVICE SPENDING

Where the money was spent

Net current expenditure after service income.

Actual outturn

Education Gross £152.54m · Income £16.03m

£136.51m

Adult social care Gross £123.75m · Income £36.54m

£87.21m

Children's social care Gross £54.47m · Income £1.38m

£53.09m

Housing Gross £27.06m · Income £6.78m

£20.28m

Environmental and regulatory services Gross £22.36m · Income £7.32m

£15.04m

Public health Gross £19.46m · Income £7.89m

£11.57m

Culture and related services Gross £13.74m · Income £3.62m

£10.12m

Highways and transport Gross £19.24m · Income £9.15m

£10.10m

Central services Gross £37.01m · Income £29.26m

£7.75m

Planning and development Gross £6.76m · Income £3.86m

£2.91m

Other services Gross £2.51m · Income £114.0k

£2.39m

CORE FUNDING

Selected funding sources

Major financing lines in the central return.

Council Tax requirement£118.47m

Retained business rates£59.03m

Revenue Support Grant£7.40m

UNALLOCATED RESERVES

Financial buffer

General unallocated reserves during the year.

Opening £11.18m

Closing £9.62m

£1.56m decrease during 2024/25

Ministry of Housing, Communities and Local Government · Revenue Outturn RS and RSX · values shown in pounds Official dataset

BORROWING AND INVESTMENTS

Balance-sheet position

A point-in-time view of debt and liquid investments at the end of 2026/27 Q1.

MHCLG quarterly return

Outstanding borrowing

£121.73m 2026/27 Q1 quarter end

Investments and cash

£34.14m 2026/27 Q1 quarter end

Net debt

£87.60m 2026/27 Q1 quarter end

Net debt per resident

£449 Per resident using latest population

This council's net debt per resident £449

Median for unitary authority councils £1,104 59.3% lower than the peer median

QUARTERLY TREND

Borrowing, investments and net debt

2020/21 Q1 to 2026/27 Q1.

£21.19m quarterly increase

2020/21 Q12021/22 Q32023/24 Q12024/25 Q32026/27 Q1

Latest quarterly movement +£21.19m +31.9%

Change across the series +£69.09m Net debt since 2020/21 Q1

What changed?

Net debt increased during the quarter, with higher outstanding borrowing contributing to the movement.

BORROWING COMPOSITION

Where the borrowing sits

PWLB, other longer-term borrowing and short-term borrowing.

2026/27 Q1

Public Works Loan Board£61.32m

Other longer-term borrowing£12.26m

Short-term borrowing£48.15m

MHCLG Borrowing and Investment live table · 2026/27 Q1 · values shown in pounds Official dataset

COUNCIL TAX & COLLECTION

How much council tax remains unpaid?

Council tax collection, outstanding arrears and write-offs reported to central government.

MHCLG 2025/26

Outstanding arrears

£23.14m Total outstanding at financial year-end

Collection rate

96.46% Collected against the in-year debit

Council tax written off

£766,000 Written off during the financial year

Council tax collected

£148.66m Receipts relating to the financial year

OUTSTANDING ARREARS

Where does the unpaid council tax come from?

Breakdown of outstanding balances at the end of 2025/26.

£23.14m outstanding

CURRENT FINANCIAL YEAR £5.76m

24.9% of outstanding arrears

EARLIER FINANCIAL YEARS £17.39m

75.1% of outstanding arrears

Current-year arrears Earlier-years arrears

Earlier-years arrears represent unpaid council tax carried forward from previous financial years. These figures do not identify individual households or establish whether balances are recoverable.

COLLECTION PERFORMANCE

How does this council compare?

England 2025/26

In-year collection rate 96.46%

England average: 95.60% · 0.86 percentage points above England

Outstanding arrears include unpaid balances from earlier financial years and are not the same as council tax uncollected during 2025/26. Monetary values are rounded for display. Official MHCLG source

SPENDING

Published directorate expenditure

Explore all 0 records

CONTRACTS

Largest contracts

Explore all 0 contracts

Contract	Supplier	Status	End date	Original value

SUPPLIERS

Largest supplier exposure

Dated transactions

Supplier	Payments	Published expenditure

PROVENANCE

Source documents

40 imported

Document	Dataset	Period	Status	Official source
Housing Delivery Test 2025 results — Bedford	mhclg housing delivery test	HDT 2025–HDT 2025	imported	Open
MHCLG district planning application decisions (PS2) — Bedford	mhclg planning ps2	1979 Q2–2026 Q1	imported	Open
MHCLG district planning application statistics (PS1) — Bedford	mhclg planning ps1	1996 Q2–2026 Q1	imported	Open
DfT road condition statistics — Bedford UA [note 9]	dft local road condition	2009/10–2024/25	imported	Open
Defra local authority waste statistics — Bedford	defra local authority waste	2010/11–2024/25	imported	Open
MHCLG Revenue Outturn Service Summary 2023/24 — Bedford UA	mhclg revenue outturn rsx	2023/24	imported	Open
MHCLG Revenue Outturn Summary 2023/24 — Bedford UA	mhclg revenue outturn rs	2023/24	imported	Open
MHCLG Revenue Outturn Service Summary 2022/23 — Bedford	mhclg revenue outturn rsx	2022/23	imported	Open
MHCLG Revenue Outturn Summary 2022/23 — Bedford	mhclg revenue outturn rs	2022/23	imported	Open
MHCLG Revenue Outturn Service Summary 2021/22 — Bedford	mhclg revenue outturn rsx	2021/22	imported	Open
MHCLG Revenue Outturn Summary 2021/22 — Bedford	mhclg revenue outturn rs	2021/22	imported	Open
MHCLG Revenue Outturn Service Summary 2020/21 — Bedford UA	mhclg revenue outturn rsx	2020/21	imported	Open
MHCLG Revenue Outturn Summary 2020/21 — Bedford UA	mhclg revenue outturn rs	2020/21	imported	Open
MHCLG Borrowing and Investment 2025/26 Q4 — Bedford	mhclg borrowing investment	2025/26 Q4	imported	Open
MHCLG Borrowing and Investment 2025/26 Q3 — Bedford	mhclg borrowing investment	2025/26 Q3	imported	Open
MHCLG Borrowing and Investment 2025/26 Q2 — Bedford	mhclg borrowing investment	2025/26 Q2	imported	Open
MHCLG Borrowing and Investment 2025/26 Q1 — Bedford	mhclg borrowing investment	2025/26 Q1	imported	Open
MHCLG Borrowing and Investment 2024/25 Q4 — Bedford	mhclg borrowing investment	2024/25 Q4	imported	Open
MHCLG Borrowing and Investment 2024/25 Q3 — Bedford	mhclg borrowing investment	2024/25 Q3	imported	Open
MHCLG Borrowing and Investment 2024/25 Q2 — Bedford	mhclg borrowing investment	2024/25 Q2	imported	Open
MHCLG Borrowing and Investment 2024/25 Q1 — Bedford	mhclg borrowing investment	2024/25 Q1	imported	Open
MHCLG Borrowing and Investment 2023/24 Q4 — Bedford	mhclg borrowing investment	2023/24 Q4	imported	Open
MHCLG Borrowing and Investment 2023/24 Q3 — Bedford	mhclg borrowing investment	2023/24 Q3	imported	Open
MHCLG Borrowing and Investment 2023/24 Q2 — Bedford	mhclg borrowing investment	2023/24 Q2	imported	Open
MHCLG Borrowing and Investment 2023/24 Q1 — Bedford	mhclg borrowing investment	2023/24 Q1	imported	Open
MHCLG Borrowing and Investment 2022/23 Q4 — Bedford	mhclg borrowing investment	2022/23 Q4	imported	Open
MHCLG Borrowing and Investment 2022/23 Q3 — Bedford	mhclg borrowing investment	2022/23 Q3	imported	Open
MHCLG Borrowing and Investment 2022/23 Q2 — Bedford	mhclg borrowing investment	2022/23 Q2	imported	Open
MHCLG Borrowing and Investment 2022/23 Q1 — Bedford	mhclg borrowing investment	2022/23 Q1	imported	Open
MHCLG Borrowing and Investment 2021/22 Q4 — Bedford	mhclg borrowing investment	2021/22 Q4	imported	Open
MHCLG Borrowing and Investment 2021/22 Q3 — Bedford	mhclg borrowing investment	2021/22 Q3	imported	Open
MHCLG Borrowing and Investment 2021/22 Q2 — Bedford	mhclg borrowing investment	2021/22 Q2	imported	Open
MHCLG Borrowing and Investment 2021/22 Q1 — Bedford	mhclg borrowing investment	2021/22 Q1	imported	Open
MHCLG Borrowing and Investment 2020/21 Q4 — Bedford	mhclg borrowing investment	2020/21 Q4	imported	Open
MHCLG Borrowing and Investment 2020/21 Q3 — Bedford	mhclg borrowing investment	2020/21 Q3	imported	Open
MHCLG Borrowing and Investment 2020/21 Q2 — Bedford	mhclg borrowing investment	2020/21 Q2	imported	Open
MHCLG Borrowing and Investment 2020/21 Q1 — Bedford	mhclg borrowing investment	2020/21 Q1	imported	Open
MHCLG Borrowing and Investment 2026/27 Q1 — Bedford	mhclg borrowing investment	2026/27 Q1	imported	Open
MHCLG Revenue Outturn Service Summary 2024/25 — Bedford UA	mhclg revenue outturn rsx	2024/25	imported	Open
MHCLG Revenue Outturn Summary 2024/25 — Bedford UA	mhclg revenue outturn rs	2024/25	imported	Open

How to read these figures and the Financial Health Score

Budget summaries and financial positions retain the reporting year and assurance status of their original source. Draft or unaudited values are labelled separately from audited outturn figures. The Financial Health Score uses reserves cover, net debt per resident, liquidity and quarterly debt direction from central MHCLG returns. Each component is converted to a percentile among councils of the same authority type; available components are weighted 35%, 30%, 20% and 15% respectively. A score is published only when at least three components covering 65% of the weighting are available. It is a comparative financial indicator, not an assessment of service quality or political performance.